Welcome to self-employed insurance 411
As jobs are disappearing, the number of self-employed workers has increased tremendously. This makes finding strong self-employed insurance all the more important. Take a look at our new information and resources on finding the right plan to protect you and your family with health and prescription insurance.
Thousands of people in the United States would be self-employed if they had an affordable means of health insurance.
Entrepreneurs, freelancers, home-based workers are all self-employed and are all put at a severe disadvantage
because of the high cost of health insurance for the self-employed. At self-employed insurance 411,
we seek to offer resources that can help self-employed workers find insurance that is affordable and quality.
Medical insurance for the self-employed is more than a small issue. It could be a key barrier to the entrepreneurial
spirit that drives the US economy.
How much does health insurance cost?
Premiums for health insurance vary widely by state, directly affecting self-employed workers.
California tends to be near the bottom and New Jersey tends to
be near the top of the price range (there can be as much as a 400% difference between top and bottom state averages). The average national premium for a 30 year old single individual is around $200
per month. For a 40 year old with 3.39 members in their family the average monthly medical insurance premium is around $350 per month
average.
It is important to remember that self-employed insurance should never be 'optional'. Whether or not you have a
family, it is important that yourself, your business, and your next of kin are protected securely with insurance.
It is also worth looking into long-term care insurance. Select providers have fully deductible insurance. Do not
risk being without insurance. The amount and type of insurance depends on self-employed individual's taste, lifestyle, budget
and appetite for risk. Health insurance for the self employed is attainable, educate yourself and find out.
Finding car insurance can be time consuming
October 4, 2009: Looking for cost insurance can be something that take a lot of time. There are just so many options that a person can choose from, making the whole process a headache. Unfortunately, car insurance is something that we have to possess, and even though we want to protect our cars, it can still be a little frustrating trying to find what policy is going to fit us. The cost and coverage for auto insurance weighs heavily on our mind, and with all of the options, we are sure that there's something out there to fit our needs.
It's important for any person seeking car insurance contact a professional if they want to get the absolute best rate. Regardless of geographical location, there is adequate coverage to be had by all. Since many people do not know where to look,they entrust the role of the expert o find what will be something that they can afford. We look for insurance rates that a person can stand behind and be proud of, especially considering the fact that they will save some money.
Talk to an auto insurance professional if they want to save as much money as they can. These experts know exactly what they are doing, as they have devoted their lives to assuring that people get the best rates for their car. And with people finding that they need to save anything that they can, it's becoming more important to cut back on an insurance policy that's not the cheapest.
For the person who wants the best rate, they should contact the professionals here at CIQ. e understand the ins and outs of this business, and we have been providing some of the best solutions for a number of years.
Because insuring THEM and THEIR medical costs is what really matters...
State insurance links:
Self-Employed Insurance FloridaSelf-Employed Insurance Texas
Self-Employed
Insurance Info
Freelancers Union
A great resources for freelancers. Health insurance, life insurance, dental insurance, and disability insurance available
How to find health insuranceGreat information for finding health insurance that can be applied as self-employed insurance.
NASENational Association for the Self-Employed (NASE) was founded in 1981 to provide support, benefits and even buying power to self-employed workers. NASE represents hundreds of thousands of self-employed workers, entrepreneurs and micro-enterprises. Health insurance is one of many things that NASE can help you with.